362 lines
11 KiB
Plaintext
362 lines
11 KiB
Plaintext
name: Standard Foundation
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layer: foundation
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description: |
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Balanced category structure with 1-2 levels of hierarchy.
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Best for most people - detailed enough for insights, simple enough to maintain.
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45 categories with logical groupings for common Australian expenses.
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categories:
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# ============================================================
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# INCOME
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# ============================================================
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- name: "Income"
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parent: null
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description: "All income sources"
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- name: "Income:Employment"
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parent: "Income"
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description: "Salary, wages, bonuses"
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- name: "Income:Government Benefits"
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parent: "Income"
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description: "Centrelink, Family Tax Benefit, Child Support"
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- name: "Income:Other"
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parent: "Income"
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description: "Gifts, refunds, miscellaneous income"
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# ============================================================
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# HOUSING
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# ============================================================
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- name: "Housing"
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parent: null
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description: "Home-related expenses"
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- name: "Housing:Rent or Mortgage"
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parent: "Housing"
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description: "Rent payments or mortgage repayments"
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- name: "Housing:Rates & Levies"
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parent: "Housing"
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description: "Council rates, water rates, strata levies"
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- name: "Housing:Maintenance & Repairs"
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parent: "Housing"
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description: "Home repairs, maintenance, improvements"
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- name: "Housing:Home Insurance"
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parent: "Housing"
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description: "Home and contents insurance"
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# ============================================================
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# UTILITIES
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# ============================================================
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- name: "Utilities"
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parent: null
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description: "Essential household services"
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- name: "Utilities:Electricity"
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parent: "Utilities"
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description: "Electricity bills"
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- name: "Utilities:Gas"
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parent: "Utilities"
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description: "Gas bills"
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- name: "Utilities:Water"
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parent: "Utilities"
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description: "Water bills"
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- name: "Utilities:Internet & Phone"
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parent: "Utilities"
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description: "Internet, mobile, landline"
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# ============================================================
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# FOOD & DINING
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# ============================================================
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- name: "Food & Dining"
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parent: null
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description: "Food and beverage expenses"
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- name: "Food & Dining:Groceries"
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parent: "Food & Dining"
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description: "Supermarket, grocery shopping"
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- name: "Food & Dining:Restaurants"
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parent: "Food & Dining"
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description: "Dining out, cafes"
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- name: "Food & Dining:Takeaway & Delivery"
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parent: "Food & Dining"
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description: "Takeaway, food delivery services"
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# ============================================================
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# TRANSPORTATION
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# ============================================================
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- name: "Transportation"
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parent: null
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description: "Transport and vehicle expenses"
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- name: "Transportation:Fuel"
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parent: "Transportation"
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description: "Petrol, diesel"
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- name: "Transportation:Public Transport"
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parent: "Transportation"
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description: "Trains, buses, trams, ferries, Opal/Myki"
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- name: "Transportation:Vehicle Maintenance"
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parent: "Transportation"
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description: "Repairs, servicing, tyres"
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- name: "Transportation:Registration & Insurance"
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parent: "Transportation"
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description: "Rego, CTP, car insurance"
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- name: "Transportation:Parking & Tolls"
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parent: "Transportation"
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description: "Parking fees, tolls, e-tags"
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- name: "Transportation:Rideshare & Taxis"
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parent: "Transportation"
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description: "Uber, taxis, rideshare"
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# ============================================================
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# HEALTHCARE
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# ============================================================
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- name: "Healthcare"
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parent: null
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description: "Medical and health expenses"
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- name: "Healthcare:Medical"
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parent: "Healthcare"
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description: "GP visits, specialists, Medicare gap"
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- name: "Healthcare:Dental"
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parent: "Healthcare"
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description: "Dentist, orthodontist"
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- name: "Healthcare:Pharmacy & Prescriptions"
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parent: "Healthcare"
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description: "Medications, pharmacy items, PBS"
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- name: "Healthcare:Health Insurance"
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parent: "Healthcare"
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description: "Private health insurance premiums"
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- name: "Healthcare:Other Health"
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parent: "Healthcare"
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description: "Physio, chiro, optical, allied health"
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# ============================================================
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# PERSONAL & LIFESTYLE
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# ============================================================
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- name: "Personal Care"
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parent: null
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description: "Personal grooming and care"
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- name: "Personal Care:Hair & Beauty"
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parent: "Personal Care"
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description: "Haircuts, salons, beauty treatments"
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- name: "Personal Care:Toiletries & Cosmetics"
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parent: "Personal Care"
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description: "Personal hygiene products, cosmetics"
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- name: "Clothing & Footwear"
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parent: null
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description: "Clothes, shoes, accessories"
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- name: "Entertainment & Recreation"
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parent: null
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description: "Entertainment, hobbies, recreation"
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- name: "Entertainment & Recreation:Streaming & Subscriptions"
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parent: "Entertainment & Recreation"
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description: "Netflix, Spotify, Stan, gaming subscriptions"
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- name: "Entertainment & Recreation:Hobbies & Activities"
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parent: "Entertainment & Recreation"
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description: "Sports, gym, clubs, hobbies"
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- name: "Entertainment & Recreation:Events & Outings"
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parent: "Entertainment & Recreation"
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description: "Movies, concerts, sports events, activities"
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# ============================================================
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# EDUCATION & DEVELOPMENT
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# ============================================================
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- name: "Education"
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parent: null
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description: "Education expenses"
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- name: "Education:School Fees & Costs"
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parent: "Education"
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description: "School fees, uniforms, excursions"
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- name: "Education:Courses & Training"
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parent: "Education"
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description: "TAFE, uni, online courses, professional development"
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- name: "Education:Books & Supplies"
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parent: "Education"
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description: "Textbooks, stationery, learning materials"
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# ============================================================
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# FINANCIAL
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# ============================================================
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- name: "Financial Services"
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parent: null
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description: "Banking, fees, and financial costs"
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- name: "Financial Services:Bank Fees"
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parent: "Financial Services"
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description: "Account fees, ATM fees, transaction charges"
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- name: "Financial Services:Interest & Charges"
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parent: "Financial Services"
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description: "Credit card interest, loan fees"
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- name: "Insurance"
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parent: null
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description: "Insurance premiums (non-health, non-vehicle)"
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- name: "Insurance:Life Insurance"
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parent: "Insurance"
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description: "Life, income protection, TPD"
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- name: "Insurance:Other Insurance"
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parent: "Insurance"
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description: "Pet insurance, travel insurance, other"
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# ============================================================
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# DISCRETIONARY
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# ============================================================
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- name: "Shopping"
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parent: null
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description: "General retail and household items"
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- name: "Shopping:Household Items"
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parent: "Shopping"
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description: "Furniture, appliances, homewares"
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- name: "Shopping:General Retail"
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parent: "Shopping"
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description: "Department stores, online shopping, misc purchases"
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- name: "Gifts & Donations"
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parent: null
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description: "Gifts and charitable giving"
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- name: "Pets"
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parent: null
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description: "Pet food, vet, grooming, supplies"
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# ============================================================
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# TRAVEL
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# ============================================================
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- name: "Travel & Holidays"
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parent: null
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description: "Travel and holiday expenses"
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- name: "Travel & Holidays:Accommodation"
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parent: "Travel & Holidays"
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description: "Hotels, Airbnb, holiday rentals"
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- name: "Travel & Holidays:Flights & Transport"
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parent: "Travel & Holidays"
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description: "Airfares, car hire, transfers"
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# ============================================================
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# KIDS (if applicable)
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# ============================================================
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- name: "Kids & Family"
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parent: null
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description: "Child-related expenses"
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- name: "Kids & Family:Childcare"
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parent: "Kids & Family"
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description: "Daycare, before/after school care, vacation care"
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- name: "Kids & Family:Activities & Sports"
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parent: "Kids & Family"
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description: "Kids sports, music lessons, activities"
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- name: "Kids & Family:Other Kid Expenses"
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parent: "Kids & Family"
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description: "Toys, birthday parties, kid-specific costs"
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# ============================================================
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# GOVERNMENT & ADMIN
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# ============================================================
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- name: "Government & Fees"
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parent: null
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description: "Government charges and official fees"
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- name: "Government & Fees:Fines & Penalties"
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parent: "Government & Fees"
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description: "Traffic fines, parking fines, late fees"
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- name: "Government & Fees:Licences & Registration"
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parent: "Government & Fees"
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description: "Driver licence, professional registrations"
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# ============================================================
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# OTHER
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# ============================================================
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- name: "Transfers & Adjustments"
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parent: null
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description: "Account transfers, savings, investments"
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- name: "Uncategorised"
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parent: null
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description: "Transactions not yet categorised"
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rules:
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# ============================================================
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# COMMON GROCERY STORES (Australia)
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# ============================================================
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- type: category
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name: Woolworths → Groceries
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patterns: [Woolworths, WOOLWORTHS]
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category: Food & Dining > Groceries
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confidence: 95
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- type: category
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name: Coles → Groceries
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patterns: [Coles, COLES]
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category: Food & Dining > Groceries
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confidence: 95
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- type: category
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name: Aldi → Groceries
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patterns: [Aldi, ALDI]
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category: Food & Dining > Groceries
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confidence: 95
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- type: category
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name: IGA → Groceries
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patterns: [IGA]
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category: Food & Dining > Groceries
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confidence: 95
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labels: []
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tax_tracking:
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basic_expense_tracking: true
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alerts: []
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dependencies:
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requires: []
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conflicts_with: ["minimal", "comprehensive"]
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metadata:
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created: "2025-11-23"
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version: "1.0.0"
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author: "Agent Smith"
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priority: 0
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category_count: 65
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recommended: true
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