name: Shared Household - Hybrid Finances
layer: living
description: |
  Living with partner/spouse with mix of joint and separate accounts.
  Some expenses shared (bills, groceries), some kept separate (personal spending).

categories: []
  # No special categories needed - use standard expense categories
  # Account indicates if shared, labels indicate who paid

rules:
  - id: shared-expense-labeling
    pattern: ".*"
    # No category override - use existing categorization
    # Just apply labels based on account and contributor
    confidence: high
    split_percentage: 50
    description: "Label shared expenses with contributor info"
    labels: ["Shared Expense"]

tax_tracking:
  expense_splitting_enabled: true
  default_split_ratio: 0.5

alerts:
  - type: split_expense_reconciliation
    schedule: monthly
    message: "Time to reconcile shared expenses with partner"

labels:
  - name: "Shared Expense"
    description: "Expense split with partner"
    color: "purple"
    auto_apply: false

  - name: "Contributor: {partner_a_name}"
    description: "Paid by {partner_a_name}"
    color: "orange"
    auto_apply: false
    requires_configuration: true
    configuration_prompt: "Enter name for Partner A:"

  - name: "Contributor: {partner_b_name}"
    description: "Paid by {partner_b_name}"
    color: "cyan"
    auto_apply: false
    requires_configuration: true
    configuration_prompt: "Enter name for Partner B:"

  - name: "Personal: {partner_a_name}"
    description: "{partner_a_name} personal spending"
    color: "lightorange"
    auto_apply: false
    requires_configuration: true
    configuration_prompt: "Enter name for Partner A:"

  - name: "Personal: {partner_b_name}"
    description: "{partner_b_name} personal spending"
    color: "lightcyan"
    auto_apply: false
    requires_configuration: true
    configuration_prompt: "Enter name for Partner B:"

dependencies:
  requires: []
  conflicts_with: ["single", "shared-joint", "sharehouse"]
  # Note: Can be combined with separated-parents for new relationships after divorce

metadata:
  created: "2025-11-22"
  version: "1.0.0"
  author: "Agent Smith"
  priority: 2