name: Comprehensive Foundation
layer: foundation
description: |
  Detailed category structure with deep hierarchies for granular tracking.
  Best for detail-oriented people, business owners, or those optimizing tax deductions.

  80+ categories with 2-3 levels of hierarchy for precise expense tracking.

categories:
  # ============================================================
  # INCOME
  # ============================================================
  - name: "Income"
    parent: null
    description: "All income sources"

  - name: "Income:Employment"
    parent: "Income"
    description: "Employment income"

  - name: "Income:Employment:Salary & Wages"
    parent: "Income:Employment"
    description: "Regular salary and wage payments"

  - name: "Income:Employment:Bonuses & Commissions"
    parent: "Income:Employment"
    description: "Performance bonuses, sales commissions"

  - name: "Income:Employment:Allowances"
    parent: "Income:Employment"
    description: "Travel allowance, car allowance, other"

  - name: "Income:Government Benefits"
    parent: "Income"
    description: "Centrelink and government payments"

  - name: "Income:Government Benefits:Family Benefits"
    parent: "Income:Government Benefits"
    description: "Family Tax Benefit, Child Care Subsidy"

  - name: "Income:Government Benefits:Income Support"
    parent: "Income:Government Benefits"
    description: "JobSeeker, Disability Support, Age Pension"

  - name: "Income:Government Benefits:Child Support"
    parent: "Income:Government Benefits"
    description: "Child support received"

  - name: "Income:Other Income"
    parent: "Income"
    description: "Miscellaneous income"

  - name: "Income:Other Income:Tax Refunds"
    parent: "Income:Other Income"
    description: "ATO tax refunds, GST refunds"

  - name: "Income:Other Income:Gifts & Winnings"
    parent: "Income:Other Income"
    description: "Cash gifts, competition winnings, lottery"

  - name: "Income:Other Income:Reimbursements"
    parent: "Income:Other Income"
    description: "Work reimbursements, refunds"

  # ============================================================
  # HOUSING
  # ============================================================
  - name: "Housing"
    parent: null
    description: "Home-related expenses"

  - name: "Housing:Rent or Mortgage"
    parent: "Housing"
    description: "Rent or mortgage payments"

  - name: "Housing:Rent or Mortgage:Rent"
    parent: "Housing:Rent or Mortgage"
    description: "Rental payments"

  - name: "Housing:Rent or Mortgage:Mortgage Repayments"
    parent: "Housing:Rent or Mortgage"
    description: "Principal and interest payments"

  - name: "Housing:Rates & Levies"
    parent: "Housing"
    description: "Government and strata charges"

  - name: "Housing:Rates & Levies:Council Rates"
    parent: "Housing:Rates & Levies"
    description: "Municipal council rates"

  - name: "Housing:Rates & Levies:Water Rates"
    parent: "Housing:Rates & Levies"
    description: "Water service charges"

  - name: "Housing:Rates & Levies:Strata Levies"
    parent: "Housing:Rates & Levies"
    description: "Body corporate, strata fees"

  - name: "Housing:Maintenance & Repairs"
    parent: "Housing"
    description: "Home maintenance costs"

  - name: "Housing:Maintenance & Repairs:Repairs"
    parent: "Housing:Maintenance & Repairs"
    description: "Plumbing, electrical, emergency repairs"

  - name: "Housing:Maintenance & Repairs:Improvements"
    parent: "Housing:Maintenance & Repairs"
    description: "Renovations, upgrades, capital improvements"

  - name: "Housing:Maintenance & Repairs:Garden & Lawn"
    parent: "Housing:Maintenance & Repairs"
    description: "Gardening, lawn care, landscaping"

  - name: "Housing:Home Insurance"
    parent: "Housing"
    description: "Home and contents insurance"

  - name: "Housing:Furnishings"
    parent: "Housing"
    description: "Furniture, appliances, home setup"

  # ============================================================
  # UTILITIES
  # ============================================================
  - name: "Utilities"
    parent: null
    description: "Essential household services"

  - name: "Utilities:Electricity"
    parent: "Utilities"
    description: "Electricity bills and charges"

  - name: "Utilities:Gas"
    parent: "Utilities"
    description: "Natural gas, LPG"

  - name: "Utilities:Water"
    parent: "Utilities"
    description: "Water usage charges"

  - name: "Utilities:Internet"
    parent: "Utilities"
    description: "Home internet, NBN"

  - name: "Utilities:Phone"
    parent: "Utilities"
    description: "Mobile and landline"

  - name: "Utilities:Phone:Mobile"
    parent: "Utilities:Phone"
    description: "Mobile phone plans, prepaid"

  - name: "Utilities:Phone:Landline"
    parent: "Utilities:Phone"
    description: "Home phone service"

  # ============================================================
  # FOOD & DINING
  # ============================================================
  - name: "Food & Dining"
    parent: null
    description: "Food and beverage expenses"

  - name: "Food & Dining:Groceries"
    parent: "Food & Dining"
    description: "Food shopping"

  - name: "Food & Dining:Groceries:Supermarket"
    parent: "Food & Dining:Groceries"
    description: "Woolworths, Coles, Aldi, IGA"

  - name: "Food & Dining:Groceries:Specialty Stores"
    parent: "Food & Dining:Groceries"
    description: "Butcher, baker, deli, fruit shop"

  - name: "Food & Dining:Groceries:Online Delivery"
    parent: "Food & Dining:Groceries"
    description: "Online grocery delivery services"

  - name: "Food & Dining:Restaurants"
    parent: "Food & Dining"
    description: "Dining out"

  - name: "Food & Dining:Takeaway & Delivery"
    parent: "Food & Dining"
    description: "Takeaway food"

  - name: "Food & Dining:Takeaway & Delivery:Fast Food"
    parent: "Food & Dining:Takeaway & Delivery"
    description: "McDonald's, KFC, etc."

  - name: "Food & Dining:Takeaway & Delivery:Food Delivery"
    parent: "Food & Dining:Takeaway & Delivery"
    description: "Uber Eats, Menulog, DoorDash"

  - name: "Food & Dining:Coffee & Cafes"
    parent: "Food & Dining"
    description: "Coffee shops, cafe visits"

  - name: "Food & Dining:Alcohol & Beverages"
    parent: "Food & Dining"
    description: "Bottleshops, liquor, soft drinks"

  # ============================================================
  # TRANSPORTATION
  # ============================================================
  - name: "Transportation"
    parent: null
    description: "Transport and vehicle expenses"

  - name: "Transportation:Vehicle Ownership"
    parent: "Transportation"
    description: "Owning and running a vehicle"

  - name: "Transportation:Vehicle Ownership:Fuel"
    parent: "Transportation:Vehicle Ownership"
    description: "Petrol, diesel, LPG"

  - name: "Transportation:Vehicle Ownership:Maintenance & Servicing"
    parent: "Transportation:Vehicle Ownership"
    description: "Regular servicing, oil changes"

  - name: "Transportation:Vehicle Ownership:Repairs"
    parent: "Transportation:Vehicle Ownership"
    description: "Breakdowns, accident repairs, tyres"

  - name: "Transportation:Vehicle Ownership:Registration & Insurance"
    parent: "Transportation:Vehicle Ownership"
    description: "Rego, CTP, comprehensive insurance"

  - name: "Transportation:Vehicle Ownership:Car Wash & Detailing"
    parent: "Transportation:Vehicle Ownership"
    description: "Cleaning, detailing, car care"

  - name: "Transportation:Parking & Tolls"
    parent: "Transportation"
    description: "Parking and road tolls"

  - name: "Transportation:Parking & Tolls:Parking"
    parent: "Transportation:Parking & Tolls"
    description: "Street parking, parking meters, car parks"

  - name: "Transportation:Parking & Tolls:Tolls"
    parent: "Transportation:Parking & Tolls"
    description: "E-tag, toll roads, M1, M2, etc."

  - name: "Transportation:Public Transport"
    parent: "Transportation"
    description: "Buses, trains, trams, ferries"

  - name: "Transportation:Public Transport:Opal/Myki Card"
    parent: "Transportation:Public Transport"
    description: "Prepaid transport cards"

  - name: "Transportation:Public Transport:Tickets"
    parent: "Transportation:Public Transport"
    description: "Single tickets, day passes"

  - name: "Transportation:Rideshare & Taxis"
    parent: "Transportation"
    description: "Uber, Didi, taxis"

  # ============================================================
  # HEALTHCARE
  # ============================================================
  - name: "Healthcare"
    parent: null
    description: "Medical and health expenses"

  - name: "Healthcare:Medical Services"
    parent: "Healthcare"
    description: "Doctor visits and medical care"

  - name: "Healthcare:Medical Services:GP & Specialists"
    parent: "Healthcare:Medical Services"
    description: "General practitioner, specialist doctors"

  - name: "Healthcare:Medical Services:Tests & Pathology"
    parent: "Healthcare:Medical Services"
    description: "Blood tests, x-rays, scans, pathology"

  - name: "Healthcare:Medical Services:Hospital & Emergency"
    parent: "Healthcare:Medical Services"
    description: "Hospital visits, emergency care, ambulance"

  - name: "Healthcare:Dental"
    parent: "Healthcare"
    description: "Dental care"

  - name: "Healthcare:Dental:General Dental"
    parent: "Healthcare:Dental"
    description: "Check-ups, cleaning, fillings"

  - name: "Healthcare:Dental:Orthodontics"
    parent: "Healthcare:Dental"
    description: "Braces, Invisalign, orthodontic treatment"

  - name: "Healthcare:Pharmacy"
    parent: "Healthcare"
    description: "Pharmacy and medications"

  - name: "Healthcare:Pharmacy:Prescriptions"
    parent: "Healthcare:Pharmacy"
    description: "PBS prescriptions, scripts"

  - name: "Healthcare:Pharmacy:Over the Counter"
    parent: "Healthcare:Pharmacy"
    description: "Non-prescription medicines, first aid"

  - name: "Healthcare:Allied Health"
    parent: "Healthcare"
    description: "Other health services"

  - name: "Healthcare:Allied Health:Physiotherapy"
    parent: "Healthcare:Allied Health"
    description: "Physio, exercise physiology"

  - name: "Healthcare:Allied Health:Psychology & Counselling"
    parent: "Healthcare:Allied Health"
    description: "Psychologist, counsellor, mental health"

  - name: "Healthcare:Allied Health:Other Therapies"
    parent: "Healthcare:Allied Health"
    description: "Chiro, osteo, massage, acupuncture"

  - name: "Healthcare:Optical"
    parent: "Healthcare"
    description: "Eye care, glasses, contacts"

  - name: "Healthcare:Health Insurance"
    parent: "Healthcare"
    description: "Private health insurance premiums"

  # ============================================================
  # PERSONAL CARE & APPEARANCE
  # ============================================================
  - name: "Personal Care"
    parent: null
    description: "Personal grooming and care"

  - name: "Personal Care:Hair & Beauty"
    parent: "Personal Care"
    description: "Hair and beauty services"

  - name: "Personal Care:Hair & Beauty:Haircuts & Styling"
    parent: "Personal Care:Hair & Beauty"
    description: "Barber, hairdresser, hair treatments"

  - name: "Personal Care:Hair & Beauty:Beauty Services"
    parent: "Personal Care:Hair & Beauty"
    description: "Nails, waxing, facials, beauty treatments"

  - name: "Personal Care:Toiletries & Cosmetics"
    parent: "Personal Care"
    description: "Personal hygiene products"

  - name: "Personal Care:Toiletries & Cosmetics:Skincare & Cosmetics"
    parent: "Personal Care:Toiletries & Cosmetics"
    description: "Makeup, skincare, fragrances"

  - name: "Personal Care:Toiletries & Cosmetics:Personal Hygiene"
    parent: "Personal Care:Toiletries & Cosmetics"
    description: "Shampoo, soap, deodorant, dental care"

  - name: "Clothing & Footwear"
    parent: null
    description: "Clothes and shoes"

  - name: "Clothing & Footwear:Adults"
    parent: "Clothing & Footwear"
    description: "Adult clothing and shoes"

  - name: "Clothing & Footwear:Kids"
    parent: "Clothing & Footwear"
    description: "Children's clothing and shoes"

  - name: "Clothing & Footwear:Accessories"
    parent: "Clothing & Footwear"
    description: "Bags, wallets, jewellery, watches"

  # ============================================================
  # ENTERTAINMENT & RECREATION
  # ============================================================
  - name: "Entertainment & Recreation"
    parent: null
    description: "Entertainment and leisure"

  - name: "Entertainment & Recreation:Subscriptions"
    parent: "Entertainment & Recreation"
    description: "Streaming and digital services"

  - name: "Entertainment & Recreation:Subscriptions:Streaming Video"
    parent: "Entertainment & Recreation:Subscriptions"
    description: "Netflix, Stan, Disney+, Binge"

  - name: "Entertainment & Recreation:Subscriptions:Streaming Music"
    parent: "Entertainment & Recreation:Subscriptions"
    description: "Spotify, Apple Music, YouTube Music"

  - name: "Entertainment & Recreation:Subscriptions:Gaming"
    parent: "Entertainment & Recreation:Subscriptions"
    description: "PlayStation Plus, Xbox Game Pass, etc."

  - name: "Entertainment & Recreation:Subscriptions:News & Publications"
    parent: "Entertainment & Recreation:Subscriptions"
    description: "Newspapers, magazines, digital subscriptions"

  - name: "Entertainment & Recreation:Fitness & Sport"
    parent: "Entertainment & Recreation"
    description: "Fitness and sports activities"

  - name: "Entertainment & Recreation:Fitness & Sport:Gym Membership"
    parent: "Entertainment & Recreation:Fitness & Sport"
    description: "Gym, fitness classes, personal training"

  - name: "Entertainment & Recreation:Fitness & Sport:Sports & Activities"
    parent: "Entertainment & Recreation:Fitness & Sport"
    description: "Sports clubs, equipment, registration fees"

  - name: "Entertainment & Recreation:Events & Outings"
    parent: "Entertainment & Recreation"
    description: "Events and activities"

  - name: "Entertainment & Recreation:Events & Outings:Movies & Cinema"
    parent: "Entertainment & Recreation:Events & Outings"
    description: "Movie tickets, cinema"

  - name: "Entertainment & Recreation:Events & Outings:Concerts & Theatre"
    parent: "Entertainment & Recreation:Events & Outings"
    description: "Live music, theatre, performances"

  - name: "Entertainment & Recreation:Events & Outings:Sports Events"
    parent: "Entertainment & Recreation:Events & Outings"
    description: "AFL, NRL, cricket, sports tickets"

  - name: "Entertainment & Recreation:Hobbies"
    parent: "Entertainment & Recreation"
    description: "Hobby-related expenses"

  - name: "Entertainment & Recreation:Books & Media"
    parent: "Entertainment & Recreation"
    description: "Books, audiobooks, magazines, DVDs"

  - name: "Entertainment & Recreation:Gaming"
    parent: "Entertainment & Recreation"
    description: "Video games, board games, gaming gear"

  # ============================================================
  # EDUCATION & DEVELOPMENT
  # ============================================================
  - name: "Education"
    parent: null
    description: "Education and learning"

  - name: "Education:School"
    parent: "Education"
    description: "Primary and secondary school"

  - name: "Education:School:School Fees"
    parent: "Education:School"
    description: "Tuition fees, private school fees"

  - name: "Education:School:School Uniforms"
    parent: "Education:School"
    description: "Uniforms, sports gear"

  - name: "Education:School:Excursions & Activities"
    parent: "Education:School"
    description: "School camps, excursions, activities"

  - name: "Education:Tertiary Education"
    parent: "Education"
    description: "University, TAFE, higher education"

  - name: "Education:Tertiary Education:Tuition Fees"
    parent: "Education:Tertiary Education"
    description: "HECS, course fees, semester fees"

  - name: "Education:Tertiary Education:Textbooks & Materials"
    parent: "Education:Tertiary Education"
    description: "Textbooks, course materials, stationery"

  - name: "Education:Courses & Training"
    parent: "Education"
    description: "Professional development, short courses"

  - name: "Education:Tutoring"
    parent: "Education"
    description: "Private tutoring, coaching"

  # ============================================================
  # KIDS & FAMILY
  # ============================================================
  - name: "Kids & Family"
    parent: null
    description: "Child-related expenses"

  - name: "Kids & Family:Childcare & Education"
    parent: "Kids & Family"
    description: "Childcare services"

  - name: "Kids & Family:Childcare & Education:Daycare"
    parent: "Kids & Family:Childcare & Education"
    description: "Long day care, family day care"

  - name: "Kids & Family:Childcare & Education:Before/After School Care"
    parent: "Kids & Family:Childcare & Education"
    description: "OOSH, vacation care"

  - name: "Kids & Family:Activities"
    parent: "Kids & Family"
    description: "Kids activities and sports"

  - name: "Kids & Family:Activities:Sports"
    parent: "Kids & Family:Activities"
    description: "Kids sports, swimming lessons, team fees"

  - name: "Kids & Family:Activities:Music & Arts"
    parent: "Kids & Family:Activities"
    description: "Music lessons, art classes, dance"

  - name: "Kids & Family:Toys & Entertainment"
    parent: "Kids & Family"
    description: "Toys, games, kid entertainment"

  - name: "Kids & Family:Baby Supplies"
    parent: "Kids & Family"
    description: "Nappies, formula, baby products"

  - name: "Kids & Family:Pocket Money & Allowances"
    parent: "Kids & Family"
    description: "Kids pocket money, allowances"

  # ============================================================
  # FINANCIAL SERVICES
  # ============================================================
  - name: "Financial Services"
    parent: null
    description: "Banking and financial costs"

  - name: "Financial Services:Bank Fees"
    parent: "Financial Services"
    description: "Banking fees and charges"

  - name: "Financial Services:Bank Fees:Account Fees"
    parent: "Financial Services:Bank Fees"
    description: "Monthly account fees, transaction fees"

  - name: "Financial Services:Bank Fees:ATM Fees"
    parent: "Financial Services:Bank Fees"
    description: "ATM withdrawal fees, foreign ATM fees"

  - name: "Financial Services:Interest & Finance Charges"
    parent: "Financial Services"
    description: "Interest and finance costs"

  - name: "Financial Services:Interest & Finance Charges:Credit Card Interest"
    parent: "Financial Services:Interest & Finance Charges"
    description: "Credit card interest charges"

  - name: "Financial Services:Interest & Finance Charges:Loan Interest"
    parent: "Financial Services:Interest & Finance Charges"
    description: "Personal loan interest, other loan costs"

  - name: "Financial Services:Accounting & Tax"
    parent: "Financial Services"
    description: "Accountant, tax agent, bookkeeping"

  # ============================================================
  # INSURANCE
  # ============================================================
  - name: "Insurance"
    parent: null
    description: "Insurance premiums (non-health, non-vehicle)"

  - name: "Insurance:Life & Income Protection"
    parent: "Insurance"
    description: "Life insurance and income protection"

  - name: "Insurance:Life & Income Protection:Life Insurance"
    parent: "Insurance:Life & Income Protection"
    description: "Life insurance premiums"

  - name: "Insurance:Life & Income Protection:Income Protection"
    parent: "Insurance:Life & Income Protection"
    description: "Income protection, TPD, trauma insurance"

  - name: "Insurance:Pet Insurance"
    parent: "Insurance"
    description: "Pet insurance premiums"

  - name: "Insurance:Travel Insurance"
    parent: "Insurance"
    description: "Travel insurance, overseas coverage"

  - name: "Insurance:Other Insurance"
    parent: "Insurance"
    description: "Other insurance policies"

  # ============================================================
  # SHOPPING & HOUSEHOLD
  # ============================================================
  - name: "Shopping"
    parent: null
    description: "General retail and household"

  - name: "Shopping:Household Items"
    parent: "Shopping"
    description: "Household goods and supplies"

  - name: "Shopping:Household Items:Furniture"
    parent: "Shopping:Household Items"
    description: "Furniture, beds, sofas, tables"

  - name: "Shopping:Household Items:Appliances"
    parent: "Shopping:Household Items"
    description: "Fridges, washing machines, electronics"

  - name: "Shopping:Household Items:Homewares"
    parent: "Shopping:Household Items"
    description: "Kitchen items, bedding, décor, storage"

  - name: "Shopping:Household Items:Cleaning Supplies"
    parent: "Shopping:Household Items"
    description: "Cleaning products, laundry detergent"

  - name: "Shopping:General Retail"
    parent: "Shopping"
    description: "Department stores and misc purchases"

  - name: "Shopping:Electronics"
    parent: "Shopping"
    description: "Computers, phones, tablets, tech"

  - name: "Shopping:Hardware & DIY"
    parent: "Shopping"
    description: "Bunnings, hardware, DIY supplies"

  # ============================================================
  # GIFTS & DONATIONS
  # ============================================================
  - name: "Gifts & Donations"
    parent: null
    description: "Gifts and charitable giving"

  - name: "Gifts & Donations:Gifts"
    parent: "Gifts & Donations"
    description: "Birthday, Christmas, special occasion gifts"

  - name: "Gifts & Donations:Charitable Donations"
    parent: "Gifts & Donations"
    description: "Charity donations, sponsorships"

  # ============================================================
  # PETS
  # ============================================================
  - name: "Pets"
    parent: null
    description: "Pet-related expenses"

  - name: "Pets:Food & Supplies"
    parent: "Pets"
    description: "Pet food, litter, supplies"

  - name: "Pets:Veterinary"
    parent: "Pets"
    description: "Vet visits, medications, surgery"

  - name: "Pets:Grooming & Boarding"
    parent: "Pets"
    description: "Grooming, pet sitting, boarding kennels"

  # ============================================================
  # TRAVEL & HOLIDAYS
  # ============================================================
  - name: "Travel & Holidays"
    parent: null
    description: "Travel and holiday expenses"

  - name: "Travel & Holidays:Accommodation"
    parent: "Travel & Holidays"
    description: "Hotels, Airbnb, holiday rentals"

  - name: "Travel & Holidays:Flights & Transport"
    parent: "Travel & Holidays"
    description: "Airfares and transport"

  - name: "Travel & Holidays:Flights & Transport:Airfares"
    parent: "Travel & Holidays:Flights & Transport"
    description: "Domestic and international flights"

  - name: "Travel & Holidays:Flights & Transport:Car Hire"
    parent: "Travel & Holidays:Flights & Transport"
    description: "Rental cars, car hire"

  - name: "Travel & Holidays:Activities & Tours"
    parent: "Travel & Holidays"
    description: "Tours, attractions, activities"

  - name: "Travel & Holidays:Holiday Spending"
    parent: "Travel & Holidays"
    description: "Meals, shopping, misc while on holiday"

  # ============================================================
  # GOVERNMENT & ADMIN
  # ============================================================
  - name: "Government & Fees"
    parent: null
    description: "Government charges and official fees"

  - name: "Government & Fees:Fines & Penalties"
    parent: "Government & Fees"
    description: "Fines and late fees"

  - name: "Government & Fees:Fines & Penalties:Traffic Fines"
    parent: "Government & Fees:Fines & Penalties"
    description: "Speeding, parking, traffic infringements"

  - name: "Government & Fees:Fines & Penalties:Other Fines"
    parent: "Government & Fees:Fines & Penalties"
    description: "Library fines, other penalties"

  - name: "Government & Fees:Licences & Registration"
    parent: "Government & Fees"
    description: "Licences and registrations"

  - name: "Government & Fees:Licences & Registration:Driver Licence"
    parent: "Government & Fees:Licences & Registration"
    description: "Licence renewal, learner's permit"

  - name: "Government & Fees:Licences & Registration:Professional Registration"
    parent: "Government & Fees:Licences & Registration"
    description: "Trade licences, professional registrations"

  - name: "Government & Fees:Legal & Professional"
    parent: "Government & Fees"
    description: "Legal fees, solicitors, conveyancing"

  # ============================================================
  # DEBT & SAVINGS
  # ============================================================
  - name: "Debt Payments"
    parent: null
    description: "Loan and debt repayments"

  - name: "Debt Payments:Personal Loans"
    parent: "Debt Payments"
    description: "Personal loan repayments"

  - name: "Debt Payments:Credit Cards"
    parent: "Debt Payments"
    description: "Credit card payments"

  - name: "Debt Payments:BNPL"
    parent: "Debt Payments"
    description: "Afterpay, Zip Pay, buy now pay later"

  - name: "Debt Payments:Other Debt"
    parent: "Debt Payments"
    description: "Other debt repayments"

  # ============================================================
  # TRANSFERS & OTHER
  # ============================================================
  - name: "Transfers & Adjustments"
    parent: null
    description: "Account transfers and movements"

  - name: "Transfers & Adjustments:Savings Transfers"
    parent: "Transfers & Adjustments"
    description: "Transfers to savings accounts"

  - name: "Transfers & Adjustments:Investment Contributions"
    parent: "Transfers & Adjustments"
    description: "Super contributions, shares, investments"

  - name: "Transfers & Adjustments:Internal Transfers"
    parent: "Transfers & Adjustments"
    description: "Transfers between own accounts"

  - name: "Uncategorised"
    parent: null
    description: "Transactions not yet categorised"

rules:
  # ============================================================
  # COMMON GROCERY STORES (Australia)
  # ============================================================
  - type: category
    name: Woolworths → Groceries
    patterns: [Woolworths, WOOLWORTHS]
    category: Food & Dining > Groceries
    confidence: 95

  - type: category
    name: Coles → Groceries
    patterns: [Coles, COLES]
    category: Food & Dining > Groceries
    confidence: 95

  - type: category
    name: Aldi → Groceries
    patterns: [Aldi, ALDI]
    category: Food & Dining > Groceries
    confidence: 95

  - type: category
    name: IGA → Groceries
    patterns: [IGA]
    category: Food & Dining > Groceries
    confidence: 95

labels: []

tax_tracking:
  detailed_expense_tracking: true
  receipt_tracking_enabled: true

alerts: []

dependencies:
  requires: []
  conflicts_with: ["minimal", "standard"]

metadata:
  created: "2025-11-23"
  version: "1.0.0"
  author: "Agent Smith"
  priority: 0
  category_count: 186