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skills/agent-smith/assets/templates/additional/README.md

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+# Additional Income Templates
+
+Select MULTIPLE templates for additional income sources beyond your primary income.
+
+## Available Templates
+
+- `side-hustle.yaml` - Freelancing, consulting, gig work
+- `property-investor.yaml` - Rental income, negative gearing, CGT
+- `share-investor.yaml` - Dividends, franking credits, share CGT
+- `crypto-investor.yaml` - Cryptocurrency trading and staking
+- `trust-structures.yaml` - Family trust, company distributions
+
+## YAML Schema
+
+Same structure as primary templates, with `layer: additional` and higher priority values (3+).