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# Agent Smith Templates
This directory contains composable template configurations for PocketSmith onboarding.
## Structure
- **primary/** - Primary income structure templates (choose ONE)
- **living/** - Living arrangement templates (choose ONE)
- **additional/** - Additional income source templates (choose MULTIPLE)
## Usage
Templates are YAML files that define:
- Categories to create
- Categorization rules
- Tax tracking configuration
- Smart alerts
During onboarding, templates are selected and merged using `scripts/setup/template_merger.py`.
## Template Schema
See individual layer README files for YAML schema details.