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+# Memory, Retrieval & Learning Template
+
+## Workflow
+
+Copy this checklist and track your progress:
+
+```
+Learning Plan Progress:
+- [ ] Step 1: Define goals and constraints
+- [ ] Step 2: Break down material
+- [ ] Step 3: Calculate review schedule
+- [ ] Step 4: Design retrieval methods
+- [ ] Step 5: Create tracking system
+- [ ] Step 6: Execute and adjust
+```
+
+**Step 1: Define goals and constraints**
+
+Complete the [Learning Goals](#1-learning-goals) section with specific objectives, timeline, and available study time. See [Section Guidance](#section-guidance) for how to set realistic goals.
+
+**Step 2: Break down material**
+
+Fill out [Material Breakdown](#2-material-breakdown) by chunking content into learnable units. See [Chunking Strategies](#chunking-strategies) for domain-specific approaches.
+
+**Step 3: Calculate review schedule**
+
+Use [Spaced Repetition Schedule](#3-spaced-repetition-schedule) section to plan initial learning + reviews. See [Schedule Calculation](#schedule-calculation) for formulas.
+
+**Step 4: Design retrieval methods**
+
+Complete [Retrieval Practice Methods](#4-retrieval-practice-methods) with active recall techniques for each material type. See [Retrieval Techniques](#retrieval-techniques-by-material-type) for options.
+
+**Step 5: Create tracking system**
+
+Set up [Progress Tracking](#5-progress-tracking) to measure retention and adjust schedule. See [Tracking Methods](#tracking-methods) for tools and approaches.
+
+**Step 6: Execute and adjust**
+
+Follow the plan, log results, and iterate based on performance. See [Adjustment Rules](#adjustment-rules) for when to modify schedule.
+
+---
+
+## Quick Template
+
+Copy this structure to `memory-retrieval-learning.md`:
+
+```markdown
+# Learning Plan: [Subject/Skill Name]
+
+## 1. Learning Goals
+
+**Subject:** [What you're learning]
+**Timeline:** [Start date] to [End date] ([X] weeks/months)
+**Daily Time Available:** [X] minutes/hours per day
+**Success Criteria:** [How you'll know you've succeeded]
+- Example: Pass certification exam with 80%+ score
+- Example: Demonstrate skill in real project
+- Example: Converse in language at B1 level
+
+**Current Level:** [Beginner/Intermediate/Advanced in this topic]
+**Target Level:** [Where you want to be]
+
+## 2. Material Breakdown
+
+Break subject into learnable chunks:
+
+| Unit | Topic | Est. Hours | Priority | Difficulty |
+|------|-------|------------|----------|------------|
+| 1 | [Topic name] | [X] hrs | High/Med/Low | Easy/Med/Hard |
+| 2 | [Topic name] | [X] hrs | High/Med/Low | Easy/Med/Hard |
+| 3 | [Topic name] | [X] hrs | High/Med/Low | Easy/Med/Hard |
+
+**Total Estimated Hours:** [Sum]
+**Buffer (1.5x):** [Total × 1.5]
+
+## 3. Spaced Repetition Schedule
+
+**Initial Learning Phase:** Weeks 1-[X]
+- [X] hours/week on new material
+- Units to cover: [List units]
+
+**Review Cycles:**
+
+| Review # | Timing | Units to Review | Method | Est. Time |
+|----------|--------|-----------------|--------|-----------|
+| R1 | Day 1 after learning | All recent units | [Flashcards/Quiz/Practice] | [X] min |
+| R2 | Day 3 after learning | All units from 3 days ago | [Method] | [X] min |
+| R3 | Day 7 after learning | All units from 1 week ago | [Method] | [X] min |
+| R4 | Day 14 after learning | All units from 2 weeks ago | [Method] | [X] min |
+| R5 | Day 30 after learning | All units from 1 month ago | [Method] | [X] min |
+
+**Weekly Time Allocation:**
+- New material: [X]% ([Y] hours)
+- Reviews: [X]% ([Y] hours)
+- Practice/Application: [X]% ([Y] hours)
+
+## 4. Retrieval Practice Methods
+
+**For Each Material Type:**
+
+**Conceptual Knowledge:**
+- Method: [Flashcards/Concept mapping/Teach-back]
+- Tool: [Anki/Quizlet/Paper cards/Self-explanation]
+- Frequency: [Daily/Every review cycle]
+
+**Procedural Skills:**
+- Method: [Practice problems/Simulations/Hands-on projects]
+- Tool: [Coding exercises/Lab work/Mock scenarios]
+- Frequency: [Daily/Weekly]
+
+**Factual Memory:**
+- Method: [Spaced repetition software/Mnemonics/Association]
+- Tool: [Anki with cloze deletions/Memory palace]
+- Frequency: [Daily reviews]
+
+**Application/Integration:**
+- Method: [Mock exams/Real projects/Case studies]
+- Tool: [Practice tests/Portfolio projects]
+- Frequency: [Weekly/Bi-weekly]
+
+## 5. Progress Tracking
+
+**Retention Metrics:**
+- Track % correct on each review
+- Target: ≥70% retention between reviews
+- If below 60%: Shorten review interval
+
+**Study Log:**
+
+| Date | Activity | Units Covered | Time Spent | Retention % | Notes |
+|------|----------|---------------|------------|-------------|-------|
+| [Date] | New material | Unit 1 | [X] min | N/A | [Observations] |
+| [Date] | Review R1 | Unit 1 | [X] min | [%] | [Difficult areas] |
+| [Date] | New material | Unit 2 | [X] min | N/A | [Observations] |
+
+**Weekly Review:**
+- What's working well?
+- What needs more review?
+- Schedule adjustments needed?
+
+## 6. Contingency Planning
+
+**If falling behind schedule:**
+- [ ] Reduce new material intake, focus on reviews
+- [ ] Extend timeline by [X] weeks
+- [ ] Drop low-priority units
+- [ ] Increase daily time by [X] minutes
+
+**If retention is low (<60%):**
+- [ ] Shorten review intervals (use 1-2-4-8-16 day schedule)
+- [ ] Change retrieval method (try different technique)
+- [ ] Get help from instructor/tutor on confusing topics
+- [ ] Add elaboration (connect to prior knowledge)
+
+**If burned out:**
+- [ ] Reduce daily time by 50% for 1 week
+- [ ] Switch to easier/more interesting material temporarily
+- [ ] Add rewards after study sessions
+- [ ] Revisit motivation and goals
+```
+
+---
+
+## Section Guidance
+
+### 1. Learning Goals
+
+**Setting Realistic Timelines:**
+- **Shallow learning (basic familiarity)**: 20-40 hours total
+- **Working knowledge (can apply with resources)**: 100-200 hours total
+- **Proficiency (independent application)**: 500-1000 hours total
+- **Expertise (teach others, handle edge cases)**: 5000-10000 hours total
+
+**Daily Time Commitment:**
+- Minimum effective: 15-20 minutes (for spaced repetition maintenance only)
+- Sustainable: 30-90 minutes daily
+- Intensive: 2-4 hours daily (exam prep mode)
+- Maximum: 6 hours daily (diminishing returns beyond this)
+
+**Success Criteria Examples:**
+- Quantifiable: "Pass exam with 80%+", "Build 3 portfolio projects", "Converse for 30 min"
+- Observable: "Demonstrate skill to manager", "Complete certification", "Read news article"
+- Time-bound: "By [date]", "Within 12 weeks", "Before job starts"
+
+### 2. Material Breakdown
+
+**Chunking Principles:**
+- Each chunk should be 30-90 minutes of initial learning
+- Related concepts grouped together
+- Prerequisites before advanced topics
+- Manageable cognitive load per chunk
+
+**Estimating Hours:**
+- **Reading/Watching**: Actual content time × 1.5-2x (for note-taking, pause, rewind)
+- **Practice**: 2-3x reading time (doing > reading)
+- **Complex concepts**: Add 50-100% for struggle time
+- **Total**: Sum all estimates × 1.5 for buffer
+
+**Priority Levels:**
+- **High**: Must-know for success criteria (60-70% of material)
+- **Medium**: Important but not critical (20-30%)
+- **Low**: Nice-to-have or rarely used (5-10%)
+
+### 3. Spaced Repetition Schedule
+
+**Standard Intervals** (for 70-80% retention target):
+- Day 0: Initial learning
+- Day 1: First review (retention ~50-60%)
+- Day 3: Second review (retention ~70%)
+- Day 7: Third review (retention ~75%)
+- Day 14: Fourth review (retention ~80%)
+- Day 30: Fifth review (retention ~85%)
+- Day 60+: Maintenance reviews as needed
+
+**Adjusting for Performance:**
+- If retention >90%: Extend next interval (e.g., 3 days → 5 days)
+- If retention 70-90%: Keep standard interval
+- If retention 50-70%: Shorten next interval (e.g., 7 days → 4 days)
+- If retention <50%: Relearn + restart cycle
+
+**Interleaving Strategy:**
+- Don't review all Unit 1, then all Unit 2, then all Unit 3
+- Mix: Unit 1 problem, Unit 2 problem, Unit 3 problem, Unit 1 problem...
+- Improves transfer and discrimination between similar concepts
+
+---
+
+## Chunking Strategies
+
+**Conceptual Knowledge (theories, models, frameworks):**
+- Chunk by: Core concept + 2-3 related ideas
+- Size: 3-5 key concepts per chunk
+- Example: "Bayesian reasoning" chunk includes prior, likelihood, posterior, updating
+
+**Procedural Skills (how to do something):**
+- Chunk by: Complete procedure or algorithm
+- Size: 5-10 steps per chunk
+- Example: "SQL JOIN query" chunk includes all JOIN types + when to use each
+
+**Factual Memory (dates, names, vocabulary):**
+- Chunk by: Theme or category
+- Size: 10-20 items per chunk
+- Example: "Spanish food vocabulary" chunk = 15 related food words
+
+**Problem-Solving (applying knowledge):**
+- Chunk by: Problem type + solution approach
+- Size: 3-5 example problems per chunk
+- Example: "Optimization problems" chunk = objective function + constraints + solution method
+
+---
+
+## Retrieval Techniques by Material Type
+
+### Flashcards (Best for: Facts, Vocab, Definitions)
+
+**Anki / Spaced Repetition Software:**
+- Front: Question/prompt/word
+- Back: Answer/definition/translation
+- Use cloze deletions for multi-part facts
+- Add images for visual memory
+- Retire after 5+ successful recalls spaced over weeks
+
+**Quality Flashcard Rules:**
+- One concept per card (atomic)
+- Clear, unambiguous questions
+- Concise answers (not paragraphs)
+- Include context if needed
+- Regular card review and retirement
+
+### Practice Problems (Best for: Math, Coding, Analysis)
+
+**Worked Examples + Self-Solve:**
+- Day 1: Study worked example, understand each step
+- Day 2: Solve similar problem without looking
+- Day 3: Solve variation with different numbers/context
+- Day 7: Mixed practice with problems from multiple topics
+
+**Progressive Difficulty:**
+- Start with template/scaffold provided
+- Gradually remove scaffolding
+- Eventually solve from blank page
+- Mix easy + hard problems in review sessions
+
+### Self-Quizzing (Best for: Concepts, Understanding)
+
+**Question Types:**
+- Explain: "How does X work?"
+- Compare: "What's the difference between X and Y?"
+- Apply: "When would you use X vs Y?"
+- Evaluate: "What are the pros/cons of X?"
+
+**Self-Quiz Protocol:**
+- Close notes, write answer from memory
+- Check answer against source
+- Note areas of struggle for extra review
+- Rewrite answer correctly if wrong
+
+### Teach-Back Method (Best for: Deep Understanding)
+
+**Process:**
+1. Learn the material
+2. Explain it to someone else (or rubber duck)
+3. Identify gaps in your explanation
+4. Re-study those specific gaps
+5. Explain again until fluent
+
+**Benefits:**
+- Forces organization of knowledge
+- Reveals hidden misunderstandings
+- Strengthens recall pathways
+- Tests transfer ability
+
+### Mock Tests / Simulations (Best for: Integration, Exam Prep)
+
+**Scheduling:**
+- First mock: After 30-40% of material learned
+- Mid-point mock: At 60-70% completion
+- Final mocks: Weekly in last month before exam
+- Conditions: Timed, closed-book (match real test)
+
+**Analysis After Each Mock:**
+- Identify weak topics (< 60% correct)
+- Categorize errors: Knowledge gap vs. careless mistake vs. time pressure
+- Create focused review plan for weak areas
+- Repeat mock in 1-2 weeks to measure improvement
+
+---
+
+## Tracking Methods
+
+### Digital Tools
+
+**Spaced Repetition Software (Anki, SuperMemo):**
+- Automatic scheduling based on performance
+- Built-in statistics and retention graphs
+- Mobile sync for anywhere review
+- Best for: Flashcard-based learning
+
+**Spreadsheet Tracking:**
+- Custom study log with formulas
+- Track hours, retention %, topics covered
+- Visualize progress with charts
+- Best for: Detailed analysis and planning
+
+**Note-Taking Apps (Notion, Obsidian):**
+- Learning plan + notes in one place
+- Link related concepts
+- Progress tracking with checkboxes
+- Best for: Integrated learning systems
+
+### Analog Methods
+
+**Bullet Journal Study Log:**
+- Daily: Topics covered, time spent, retention feel (🟢🟡🔴)
+- Weekly: Review summary, adjustments needed
+- Monthly: Big picture progress, milestone tracking
+- Best for: Tactile learners, low-tech preference
+
+**Physical Flashcard Box (Leitner System):**
+- Box 1: New cards (review daily)
+- Box 2: Correct once (review every 3 days)
+- Box 3: Correct twice (review weekly)
+- Box 4: Correct 3x (review bi-weekly)
+- Box 5: Mastered (review monthly)
+- Move cards forward on success, back to Box 1 on failure
+
+---
+
+## Schedule Calculation
+
+### Formula for Total Study Time
+
+```
+Total Hours = (Initial Learning Hours) + (Review Hours)
+
+Initial Learning Hours = Σ (Unit Hours × 1.5 buffer)
+
+Review Hours = Initial Learning Hours × 0.4
+  (Reviews take ~40% as long as initial learning)
+
+Example:
+- 10 units × 5 hours each = 50 hours initial
+- 50 hours × 1.5 buffer = 75 hours initial learning
+- 75 hours × 0.4 = 30 hours review
+- Total: 75 + 30 = 105 hours
+```
+
+### Converting to Daily Schedule
+
+```
+Daily Time Needed = Total Hours / (Available Days × Consistency Factor)
+
+Consistency Factor = 0.7 (assume you'll miss ~30% of days due to life)
+
+Example:
+- 105 total hours
+- 90 days available
+- 90 days × 0.7 consistency = 63 actual study days
+- 105 hours / 63 days = 1.67 hours/day needed
+- Round up to 1.75 hours (105 min) daily commitment
+```
+
+### Review Load Over Time
+
+```
+Week 1: Mostly new material (80% new, 20% review)
+Week 4: Balanced (50% new, 50% review)
+Week 8+: Mostly reviews (20% new, 80% review)
+
+Plan your schedule with this ramp-up in mind.
+```
+
+---
+
+## Adjustment Rules
+
+### When Retention is Too Low (<60%)
+
+**Diagnoses:**
+1. **Not understanding material initially**: Slow down, get help, read more sources
+2. **Forgetting too quickly**: Shorten review intervals (try 1-2-4-8-16 day schedule)
+3. **Poor retrieval practice**: Switch to more active methods (flashcards → practice problems)
+4. **Interference**: Similar topics confusing each other (add contrastive examples)
+
+### When Retention is Too High (>90%)
+
+**Opportunity:**
+- You're reviewing too often (wasting time)
+- Extend intervals: 1-3-8-20-50 days instead of 1-3-7-14-30
+- Reduce review time, add new material
+
+### When Falling Behind Schedule
+
+**Options:**
+1. **Extend timeline**: Add 2-4 weeks to deadline if possible
+2. **Drop low-priority units**: Focus on High and Medium priority only
+3. **Increase daily time**: Add 15-30 min/day if sustainable
+4. **Triage**: Master critical material, accept "good enough" on rest
+
+### When Burning Out
+
+**Warning Signs:**
+- Dread opening study materials
+- Can't focus for more than 5 minutes
+- Skipping multiple days in a row
+- Physical symptoms (headaches, fatigue, insomnia)
+
+**Recovery:**
+- Reduce daily time by 50% for 1 week
+- Switch to easiest/most enjoyable material
+- Add rewards after sessions (walk, snack, show episode)
+- Reconnect with intrinsic motivation (why you're learning this)
+- If severe: Take 3-7 day break entirely
+
+---
+
+## Quality Checklist
+
+Before finalizing your learning plan, verify:
+
+**Completeness:**
+- [ ] Learning goals clearly defined with success criteria
+- [ ] All material broken into chunks with hour estimates
+- [ ] Spaced repetition schedule covers full timeline
+- [ ] Retrieval methods defined for each material type
+- [ ] Tracking system specified (tool + metrics)
+- [ ] Contingency plans for common problems
+
+**Realism:**
+- [ ] Daily time commitment is sustainable (not heroic)
+- [ ] Total hours × 1.5 buffer included
+- [ ] 30% missed-days factor applied to schedule
+- [ ] Schedule reviewed by someone experienced in the domain
+
+**Evidence-Based:**
+- [ ] Spaced repetition intervals used (not massed practice)
+- [ ] Retrieval practice prioritized over passive review
+- [ ] Interleaving included (not blocked by topic)
+- [ ] Tracking measures retention, not just hours studied
+
+**Actionable:**
+- [ ] Can start tomorrow with clear first task
+- [ ] Review schedule has specific dates/times
+- [ ] Tools/resources identified and accessible
+- [ ] Success criteria observable and measurable