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references/example-reference.md

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+# [TODO: Reference Document Name]
+
+[TODO: This file contains reference documentation that Claude can load when needed.]
+
+[TODO: Delete this file if you don't have reference documentation to provide.]
+
+## Purpose
+
+[TODO: Explain what information this document contains]
+
+## When Claude Should Use This
+
+[TODO: Describe specific scenarios where Claude should load this reference]
+
+## Content
+
+[TODO: Add your reference content here - schemas, guides, specifications, etc.]
+
+---
+
+**Note**: This file is NOT loaded into context by default. Claude will only load it when:
+- It determines the information is needed
+- You explicitly ask Claude to reference it
+- The SKILL.md instructions direct Claude to read it
+
+Keep this file under 10k words for best performance.