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name, description
name description
fraud-detection Use to monitor, investigate, and prevent abuse within referral programs.

Referral Fraud Detection Skill

When to Use

  • Designing safeguards for new referral initiatives.
  • Investigating suspicious referral spikes, duplicate accounts, or payout anomalies.
  • Reporting on program integrity for finance, legal, or compliance teams.

Framework

  1. Signal Collection IP/device matching, velocity checks, blacklist databases, manual reviews.
  2. Scoring Model assign risk scores by cohort (new accounts, high-volume referrers, geo mismatch).
  3. Workflow Automation auto-flag, queue for review, or pause rewards until verified.
  4. Investigation Runbook define evidence gathering, communication templates, and resolution paths.
  5. Feedback Loop update heuristics, adjust incentives, and communicate policy changes.

Templates

  • Fraud monitoring dashboard outline (metrics, thresholds, owners).
  • Investigation log (case ID, referrer, signals, action taken, notes).
  • Policy update checklist (legal, comms, ops, partner notifications).

Tips

  • Combine automated checks with random manual audits for accuracy.
  • Align with legal/finance on clawback procedures before launch.
  • Share learnings with incentive-design to discourage risky behavior.